SACCOs & Microfinance

Run a modern SACCO without the paperwork.

From a single savings group to a national network of SACCOs, our stack covers members, savings, lending, accounting and member communication.

The challenge

What holds organisations back.

  • Manual ledgers and spreadsheets that do not reconcile
  • Mobile money collections matched by hand
  • Slow, inconsistent loan decisions
  • Reports for boards and regulators assembled at month end
The outcome

What changes with HobSphere.

Books that balance daily

Every transaction posts to the ledger as it happens.

Collections without queues

Members pay by mobile money from anywhere.

Faster, fairer loans

Scores and rules applied consistently to every application.

In the field

Case study.

A multi-branch SACCO network

Moving a SACCO network from spreadsheets to one ledger

Challenge

Branches kept separate books and reconciled mobile money collections by hand at month end.

Solution

Polymark Ledger with mobile money collections, certified receipts and SMS notifications for every transaction.

Result

Daily books across all branches and members who receive proof of every payment.

Modernise your saccos & microfinance operations.

Book a 30-minute demo with our team. We’ll show you the product, ask about your operations and tell you honestly whether we are the right fit.

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